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Welcome
Based in South Wales I provide tailored solutions for all your mortgage and protection needs. If you are looking for your first home, next move, re- mortgage or investment property I can you help.
I exist as the mortgage market is very complex. Many people need my help to find tailored solutions that best suit their needs.
Mortgages
The pathway to obtaining a mortgage can be easier for some than others. The reason I exist is to provide specialist solutions tailored to your specific needs
Protection
A mortgage is a debt which is secured against your home. It is a vital part of the process to review your mortgage and home insurances needs to protect you and the ones you love
Mortgage Journey
Before you start looking at properties you need to find out how much you can borrow. Check a mortgage loan is affordable for you each month and within budget
I started my financial career working for a building society and studied independently to obtain my CeMap & CeRER qualifications to allow me to offer advice on Mortgages, Protection and Equity Release.
My background in hospitality provided a sound understanding of people and customer service which I was able to apply when moving into financial services.
A barrier to obtaining advice for many people is fear; lack of understanding, cost and confusion over where to start. This often means many people find the process daunting. Knowing this, making you my priority and acting with integrity has always been my key driving force and commitment.
Providing quality service at a time that works around you and your lifestyle. I offer evening and weekend appointments and communicate on mediums that suit your needs best.
Anyone can train to be a mortgage broker but having the passion to deliver the best customer outcomes for individual needs is paramount.
This year my chosen charity is 'Alfies Footsteps Fund' - At just 14 months old Alfie was diagnosed with diplegic cerebal palsy. Alfie requires expensive intensive physiotherapy and it is part of my commitment to support and help Alfie regain his footsteps.
Alfie is my nominated charity for the year and events and sponsourship will be announced through out the year and support greatly appreciated.
Kate Pedley Mortgages is committed to donating to Hope Rescue, Welsh Air Ambulance and Dog Trust on a monthly basis and will continue to do this alongside supporting Alfie with his fund raising efforts this year.
Kate Pedley, trading as Kate Pedley Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which are authorised and regulated by the Financial Conduct Authority (FCA number 990499).
21 St Johns Street, Porth, CF39 9LA. Fees vary according to individual circumstances. In some instances, the service will be free of charge but a maximum fee of £999 can be charged.
A typical fee is £249 on release of the mortgage offer. We agree our fees with you before we undertake any chargeable work. This fee is for advice, recommendation, research, and application of the loan. Not all Buy to Let mortgages are regulated by the Financial Conduct Authority. You may be required to pay an Early Repayment Charge to your current lender if you remortgage.
Your home/property may be repossessed if you do not keep up with your repayments.
What our clients say...
Kate’s been amazing in helping me and my partner with our Mortage! Honestly couldn’t recommend her enough, always willing to help and making sure we understood the process, thanks so much Kate x
Elise
Kate has been helping us recently with all things mortgages and financing a home move. Kate is absolutely fantastic and we couldn’t recommend her enough. Kate delivers information in a way that’s very easy to understand and is clear and professional in her assessments. She has kept us at ease through the whole process and I’ve never felt like she didn’t have our best interests at heart. An all…
Lawrence
Absolutely loved that Kate was in charge of sorting our mortgage. A friendly, caring approach. She’s informative, has excellent communication and kept us up to date when packages changed - so we regularly changed our mortgage offer to get a better deal.
Catherine
Kate is absolutely fantastic! She provides great advice and makes you feel confident throughout the mortgage process, which can be daunting. Her knowledge, communication, and support are excellent. This is the second time Kate has helped me, and I wouldn’t hesitate to use her services again. I highly recommend her to anyone looking for a smooth and reassuring experience.
Laura
Kate has been superb throughout the whole mortgage process, which led to us getting our beautiful new home. Kate went above and beyond what you’d expect and gave great advice. She put us at ease and always came back to us quickly when we had questions. We highly recommend. Thank you, Kate.
Clare
